This website located at cathynehme.com (the "Site") is owned and operated by MEDITAX CONSULTING INC. / MEDITAX CONSEILS INC. (collectively "Meditax," "we," "us," or "our"). By accessing or using the Site in any manner, you acknowledge that you have read, understood, and agree to be legally bound by these Terms of Service, our Privacy Policy, and all applicable laws and regulations.
We reserve the right to modify, amend, or update these Terms of Service at any time without prior notice. When changes are made, we will post the revised Terms on this Site with an updated effective date. Your continued use of the Site following any modifications constitutes your acceptance of such changes. If you do not agree to these Terms, you must immediately cease all use of the Site.
Meditax Consulting Inc. / Meditax Conseils Inc. is based in Montreal, Quebec, Canada. We conduct our business primarily in English and serve clients across Canada — including Quebec — as well as in the United States and internationally.
Our website, marketing materials, courses, coaching services, digital products, and related content are provided in English. By accessing this Site and purchasing our services, you acknowledge and agree that all services, content, communications, and customer support are provided in English, and that you are able to understand these Terms and all service-related communications in English.
Our Rights. All content on this Site — including text, graphics, logos, images, audio and video clips, digital downloads, data compilations, course materials, software, and the overall design and layout of the Site — is the exclusive property of Meditax Consulting Inc. and is protected by Canadian and international copyright, trademark, and other intellectual property laws.
The Site is provided solely for your personal, non-commercial use. You may not reproduce, distribute, modify, create derivative works from, publicly display, publicly perform, republish, download, store, or transmit any material from our Site, except that you may download or print one copy of a reasonable number of pages for your personal, non-commercial use, provided you retain all copyright and other proprietary notices intact.
Your License to Us. When you submit, post, upload, or otherwise transmit any content, materials, comments, testimonials, reviews, photographs, videos, or other communications to us through the Site, email, social media, or any other means (collectively, "User Content"), you represent and warrant that (i) you own all rights to the User Content or have obtained all necessary permissions from the rightful owner, and (ii) you are at least eighteen (18) years of age.
By submitting User Content, you grant Meditax Consulting Inc. and its authorized representatives a perpetual, irrevocable, worldwide, royalty-free, non-exclusive, transferable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, display, and otherwise exploit such User Content in any manner and through any media, whether now known or hereafter developed, for any purpose, including marketing, promotional, and commercial purposes. This grant includes the right to identify you as the author of the User Content by name, likeness, or other identifying information.
We have the right, but not the obligation, to use, display, edit, modify, or remove any User Content at any time and for any reason, in our sole discretion, without notice or compensation to you.
If a third party asserts that any program name, course title, service name, or content on this Site infringes upon their intellectual property rights, we reserve the right, at our sole and absolute discretion, to:
You expressly acknowledge and agree that:
All sales remain final regardless of any program name changes, rebranding, content updates, or modifications made after your purchase. We make good-faith efforts to ensure our program names, content, and branding do not infringe third-party rights; however, given the extensive use of common descriptive terms in the online business education industry, we cannot guarantee that no third party may claim rights to similar names or concepts. We do not claim exclusive rights to common descriptive terms. Our intellectual property rights extend only to our specific creative expression, original course content, and unique combinations of elements.
THE SITE, INCLUDING ALL CONTENT, SERVICES, PRODUCTS, AND MATERIALS AVAILABLE THROUGH IT, IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, MEDITAX CONSULTING INC. DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, TITLE, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE.
We do not warrant that (i) the Site or its functions will be uninterrupted, error-free, or free from viruses or other harmful components; (ii) defects will be corrected; (iii) the Site or the servers that make it available are secure; or (iv) the information, content, or materials on the Site are accurate, complete, reliable, current, or suitable for any particular purpose.
We may provide links to third-party websites or resources solely for your convenience. We do not endorse, control, or assume responsibility for any third-party sites, information, products, or services. Your use of third-party websites is at your own risk and subject to their terms. Any opinions, advice, statements, or information provided by third parties are those of the respective authors or providers and not of Meditax Consulting Inc.
No guarantee of results. Any earnings figures, revenue numbers, income examples, success stories, case studies, testimonials, or results of any kind shared by Meditax Consulting Inc., Cathy Nehme, or any individuals featured in our materials are provided strictly for illustrative, educational, and informational purposes only.
These examples and figures should not be interpreted, construed, or relied upon as a promise, guarantee, assurance, representation, or indication that you will achieve similar, comparable, or any specific results. Your individual results will vary and depend on numerous factors, many beyond our control, including:
We make no guarantees, express or implied, that you will achieve any particular result, earn any specific amount, generate any level of revenue, increase your income, improve your business performance, or succeed in your endeavors through the use of our services, programs, coaching, or products.
Testimonials and case studies represent the unique experiences and outcomes of specific individuals and are not necessarily representative, typical, or indicative of what you or any other person will achieve. Individuals featured may have unique circumstances, abilities, resources, prior experience, or market conditions that contributed to their results. You assume full responsibility for your own results, outcomes, success, or failure.
Neither Meditax Consulting Inc. nor Cathy Nehme is acting as your financial advisor, accountant, lawyer, investment advisor, or licensed professional through this Site or its programs. Nothing on this Site or provided through our services should be interpreted or relied upon as financial, investment, legal, tax, accounting, medical, or any other form of professional advice.
All content, information, strategies, techniques, and recommendations exist exclusively for general educational and informational purposes and do not constitute specific advice tailored to your individual circumstances. You are strongly encouraged to consult your own qualified professionals — including attorneys, accountants, financial advisors, and tax professionals — before making any business, financial, legal, or other significant decisions.
The materials provided are based on sources reasonably believed to be accurate at the time of creation. However, because the topics we address involve rapidly changing technologies, marketplaces, and legal and regulatory environments, the completeness and current accuracy of materials cannot be guaranteed at the time of your access or use.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL MEDITAX CONSULTING INC., MEDITAX CONSEILS INC., CATHY NEHME, OR ANY OF OUR OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, SUCCESSORS, OR ASSIGNS (THE "MEDITAX PARTIES") BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING LOSS OF PROFITS, DATA, BUSINESS OPPORTUNITIES, BUSINESS INTERRUPTION, USE, OR GOODWILL, ARISING OUT OF OR RELATED TO: your use of or inability to use the Site, services, products, or materials; any content obtained from the Site; unauthorized access to or alteration of your data; any conduct or content of any third party; or any errors or inaccuracies in content.
THIS LIMITATION APPLIES REGARDLESS OF THE LEGAL THEORY ON WHICH THE CLAIM IS BASED AND WHETHER OR NOT THE MEDITAX PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE TOTAL AGGREGATE LIABILITY OF THE MEDITAX PARTIES FOR ANY AND ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR YOUR USE OF THE SITE SHALL NOT EXCEED THE LESSER OF (A) THE TOTAL AMOUNT YOU PAID FOR THE SPECIFIC PRODUCT OR SERVICE GIVING RISE TO THE CLAIM DURING THE SIX (6) MONTHS PRECEDING THE CLAIM, OR (B) FIVE HUNDRED DOLLARS ($500 CAD).
Some jurisdictions do not allow certain limitations of liability, so some of the above may not apply to you. In such jurisdictions, the liability of the Meditax Parties shall be limited to the greatest extent permitted by applicable law.
Except where applicable law provides otherwise, all sales are final. Meditax Consulting Inc. maintains a no-refund policy for its digital products, online courses, coaching programs, and other intangible services, which are delivered or made accessible immediately upon purchase.
By completing your purchase, you acknowledge that you have reviewed the description of the product or service before buying; that the product or service is made available to you immediately; and that, to the extent permitted by applicable law, you are not entitled to a refund based on change of mind, satisfaction level, results achieved, time invested, or effort expended.
Nothing in this section limits any rights you may have that cannot be waived under applicable consumer protection law. If you have any questions about a product or service, please contact us at support@cathynehme.com before completing your purchase.
As a condition of your use of the Site, you agree that you will not:
You agree to defend, indemnify, and hold harmless the Meditax Parties from and against any claims, damages, obligations, losses, liabilities, costs, and expenses (including reasonable legal fees) arising from or related to: (i) your use of or access to the Site; (ii) your violation of these Terms; (iii) your violation of any third-party rights, including intellectual property, privacy, or contractual rights; or (iv) any User Content you submit or transmit through the Site.
We reserve the right, in our sole discretion, to terminate or suspend your access to all or part of the Site at any time, with or without notice, for any reason, including your violation of these Terms. Upon termination, your right to use the Site will immediately cease. All provisions that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnification obligations, and limitations of liability.
These Terms, and any disputes arising out of or related to these Terms or your use of the Site, are governed by and construed in accordance with the laws of the Province of Quebec and the federal laws of Canada applicable therein, without regard to conflict-of-law principles.
Any legal action, suit, or proceeding arising out of or related to these Terms or the Site must be instituted exclusively in the courts located in Montreal, Quebec, Canada. You irrevocably consent and submit to the exclusive jurisdiction of such courts and waive any objection to venue on the basis of inconvenient forum or otherwise.
TO THE EXTENT PERMITTED BY APPLICABLE LAW, YOU AGREE THAT YOU MAY ONLY BRING CLAIMS AGAINST US ON AN INDIVIDUAL BASIS AND NOT AS PART OF ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION, AND YOU WAIVE ANY RIGHT TO PURSUE OR PARTICIPATE IN ANY CLASS ACTION OR CLASS ARBITRATION AGAINST THE MEDITAX PARTIES.
Entire Agreement. These Terms, together with our Privacy Policy, constitute the entire agreement between you and Meditax Consulting Inc. regarding your use of the Site and supersede all prior agreements and understandings.
Severability. If any provision of these Terms is found invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect, and the invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.
Waiver. Our failure to enforce any right or provision of these Terms shall not constitute a waiver unless acknowledged in writing by us.
Assignment. These Terms may not be assigned or transferred by you without our prior written consent. We may freely assign these Terms. Any attempted assignment in violation of this provision shall be void.
This Privacy Policy explains how Meditax Consulting Inc. / Meditax Conseils Inc. ("we," "us," or "our") collects, uses, discloses, and protects information obtained from users of the cathynehme.com website (the "Site"). It applies to information collected through the Site and not to information collected offline or through other channels.
By accessing or using the Site, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy. We reserve the right to modify this Privacy Policy at any time; when we do, we will post the updated version on this page and revise the effective date. Your continued use of the Site following any changes constitutes acceptance of those changes.
Personal information you provide. We collect personal information you voluntarily provide when you register for an account, purchase products or services, subscribe to our email list, contact us, or participate in surveys, promotions, or interactive features. This may include your name, email address, mailing address, phone number, payment information (processed securely through third-party payment processors), and any other information you choose to provide.
Automatically collected information. When you visit the Site, we automatically collect certain information about your device and usage, including IP address and general location, browser type and version, device and operating-system information, pages viewed and navigation paths, and referring source. We collect this using cookies and similar technologies.
We use the information we collect to: provide, operate, maintain, and improve the Site and our services; process transactions and deliver products, services, courses, or coaching programs; send confirmations, receipts, updates, and administrative communications; communicate about products, offers, promotions, and events; respond to inquiries and customer service requests; personalize your experience; analyze Site usage and trends; detect, prevent, and address technical issues, security breaches, and fraud; and comply with legal obligations and enforce our Terms of Service.
Service providers. We may share your information with third-party service providers who perform services on our behalf — such as payment processing (Stripe, ThriveCart), email marketing (ConvertKit), website hosting, data analysis, and customer support. These providers are contractually obligated to use your information only as necessary to provide services to us.
Marketing and analytics. We may use analytics services (such as Google Analytics) and advertising platforms (such as the Meta/Facebook Pixel) to analyze traffic, understand behavior, and deliver advertising. These third parties may collect information about your activity over time and across websites.
Business transfers. In a merger, acquisition, reorganization, sale of assets, or bankruptcy, your information may be transferred to the successor entity.
Legal requirements. We may disclose your information if required by law or valid legal process, or to protect our rights, property, or safety, or those of others.
With your consent. We may share your information with third parties when you provide consent or direct us to do so.
The Site may contain links to third-party websites or services not owned or controlled by Meditax Consulting Inc. We are not responsible for the privacy practices or content of these sites, and this Privacy Policy does not apply to them. When you interact with third-party services through our Site, those third parties may collect information about you under their own privacy policies.
We use cookies, web beacons, pixels, and similar technologies to collect information about your browsing and to enhance your experience. The categories we use include strictly necessary cookies (required for the Site to function), performance cookies, functionality cookies, and advertising cookies.
Most browsers allow you to refuse or delete cookies, though doing so may affect certain features. We use Google Analytics to analyze traffic and the Meta/Facebook Pixel to track conversions and optimize advertising.
If you are a resident of Quebec, the activation of non-essential cookies and tracking technologies is governed by Section 10 (Additional Provisions for Quebec Residents), under which such technologies are deactivated until you provide your consent.
We implement reasonable administrative, technical, and physical security measures designed to protect your personal information from unauthorized access, disclosure, alteration, and destruction. However, no method of transmission or electronic storage is completely secure, and we cannot guarantee absolute security. Payment information is processed through secure third-party processors (Stripe and ThriveCart) that comply with industry security standards; we do not store complete credit card information on our servers.
We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Even after you close your account or request deletion, we may retain certain information as required by law, for legitimate business purposes, or to resolve disputes and enforce our agreements.
The Site is intended for individuals who are at least eighteen (18) years of age. We do not knowingly collect personal information from children under 18. If we learn that we have inadvertently collected such information, we will take steps to delete it. If you believe a child under 18 has provided personal information to us, please contact us at support@cathynehme.com.
If you are a resident of the province of Quebec, the following additional provisions apply to you and prevail over the general practices above in the event of any conflict. They reflect our obligations under Quebec's Act respecting the protection of personal information in the private sector ("Law 25").
We have designated a person responsible for the protection of your personal information. You may contact this person with any question about this Policy, the personal information we hold, or to exercise your rights:
Cathy Nehme · support@cathynehme.com
For visitors located in Quebec, any technology that collects personal information — including cookies, pixels, and analytics that serve to identify, locate, or profile you (such as Google Analytics and the Meta/Facebook Pixel) — is deactivated by default and activated only after you give your express consent. You may withdraw your consent at any time, as easily as you gave it, through our cookie settings. Cookies strictly necessary for the Site to function do not require consent.
We collect your personal information only for the purposes identified at the time of collection — providing and delivering our courses and services, processing purchases, responding to inquiries, and sending communications you have consented to — and with your consent, except where the law permits otherwise.
As a Quebec resident, you have the right to:
To exercise any of these rights, contact the person responsible identified above. We will respond within 30 days.
Some of our service providers — for example, those handling payment processing, email, analytics, and hosting — are located outside Quebec, including in the United States. As a result, your personal information may be stored or processed outside Quebec and may be subject to the laws of those jurisdictions. We take reasonable steps to ensure your information receives an adequate level of protection.
If a confidentiality incident occurs that presents a risk of serious injury, we will notify the Commission d'accès à l'information du Québec and the affected individuals as required by law, and take reasonable measures to reduce the risk of harm.
If you have a concern about how we handle your personal information, you may contact the person responsible identified above. You also have the right to file a complaint with the Commission d'accès à l'information du Québec.
If you are located in the European Economic Area, you may have rights under the General Data Protection Regulation (GDPR), including the rights to access, correct, delete, restrict processing of, port, and object to the processing of your personal data. We do not specifically target or market our services to individuals in the EEA; however, where GDPR applies to your personal data, we will comply with the applicable provisions. To exercise any of these rights, contact us at support@cathynehme.com.
Email communications. You may opt out of promotional emails by clicking the "unsubscribe" link in any promotional email. We may still send transactional or administrative emails related to your account or purchases.
Access and correction. You may request access to the personal information we hold about you, or request that we correct inaccuracies, by contacting us at support@cathynehme.com.
Account deletion. To delete your account or request deletion of your personal information, contact us at support@cathynehme.com. We will respond in accordance with applicable law, though we may retain certain information as permitted or required by law.
If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at:
Meditax Consulting Inc. / Meditax Conseils Inc.
Email: support@cathynehme.com
Website: cathynehme.com
Location: Montreal, Quebec, Canada
By using this Site, you acknowledge that you have read and understood this Privacy Policy and the Terms of Service and agree to be bound by them.